The qualified candidate will underwrite and apply necessary conditions to ensure the borrower meets program specifications. As an Underwriter III, you will have expert knowledge of residential mortgage underwriting guidelines and are the highest-level designation within the underwriting team. You will be responsible for the analysis of submitted files for repayment capacity, capital/assets, character, collateral and property condition, while adhering to Chase credit policies and investor/agency guidelines. Underwriter III may have higher lending authority and may assist as needed with second reviews, group huddles or with shadowing/training opportunities for other team members. Underwriters support and uphold fair lending practices of JPMorgan Chase, and are responsible for productivity targets ensuring the highest quality and level of customer satisfaction.
The underwriter will review and analyze highly complex customer financial documentation, handle specialty or high risk loans/files, and propose solutions to assist customers in obtaining and/or retaining homeownership. The staff members may interact with other internal and external parties such as Customer Assistant Specialists, Loan Processors, Quality Assurance, Closers and investors or government agencies as needed.
Principal Duties and Responsibilities (in order of importance)
Please note that J.P. Morgan will not accept unsolicited approaches or speculative CVs, nor will J.P. Morgan be responsible for any related fees, from Third Party Firms who are not preferred suppliers.
The firm invites all interested and qualified candidates to apply for employment opportunities.
If you are a US or Canadian applicant with a disability who is unable to use our online tools to search and apply for jobs, please contact us by calling (US and Canada Only) 1-866-777-4690. Please indicate the specifics of the assistance needed.