JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.6 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com
JPMorgan Chase’s (JPMC) Internal Audit Department, which is comprised of over 1,000 auditors and credit reviewers globally, reports to the Audit Committee of the Board of Directors and is further accountable to the Chairman and CEO, senior management, and external regulators. Audit is an independent risk assessment function established within the organization to evaluate, test, and report on the adequacy and effectiveness of management's system of internal control.
The Consumer Credit Review team within the JPMC Internal Audit Department is responsible for reviewing the credit process in consumer lending portfolios at the firm. The team focuses on Consumer & Community Banking (Auto Finance, Business Banking, Card Services, Mortgage Banking, Home Equity Lending, and Student Loans) and consumer-related portfolios within Asset Management.
The Consumer Credit Review team performs reviews of JPMC consumer loan portfolios that include an evaluation of the adequacy and accuracy of lending decisions, consistent application of credit policy and procedures, analysis of underwriting standards and practice, and determining through ongoing monitoring the overall assessment of asset quality. Furthermore, the team assesses whether sufficient controls are in place to mitigate credit risk to the firm.
This position is responsible for planning and executing periodic credit reviews. The Credit Review Officer will lead members of the Credit Review team in activities that analyze consumer loan transactions and perform assessments of underwriting and portfolio management to independently opine on the adequacy of credit decisions and key controls supporting credit quality. Between periodic reviews, the Credit Review Officer independently monitors credit risk trends within assigned consumer lending portfolios, attends relevant meetings, and develops and maintains relationships with internal stakeholders responsible for credit approval. This position will report to a Consumer Credit Review Manager and is located in Columbus (OH).
*** Any candidate not meeting ALL the qualifications can be considered for an AVP, Credit Review Officer role.
Please note that J.P. Morgan will not accept unsolicited approaches or speculative CVs, nor will J.P. Morgan be responsible for any related fees, from Third Party Firms who are not preferred suppliers.
The firm invites all interested and qualified candidates to apply for employment opportunities.
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