The Underwriting Performance Analyst supports the line of business by performing complex operational and analytic tasks including reviewing report performance data and performance against established metrics. Partners with the business to increase focus on drivers of productivity, quality, and efficiency. Interprets results using a variety of techniques, ranging from simple data aggregation via statistical analysis to more complex data mining. Analysis focus is on process improvement and in some cases compliance with internal or external audit. Partner with seasoned analysts in developing complex reporting and in creating presentations for all levels of management with clear, concise, and easy to understand graphics that outlines the data for various levels of management. Partner with business contacts to develop and document requirements for operational reports and will participate with more seasoned analysts in creating and recommendations of reporting solutions to meet the need of the business. Familiar with a variety of mortgage originations concepts, practices and procedures. Relies on extensive experience and judgement to plan and accomplish goals. Performs a variety of tasks with limited supervision.
Develops and communicates solutions for the line of business by effectively gathering, compiling and reviewing information and data, evaluating existing systems and procedures, identifying alternate courses of actions, development of tools and/or improvements.
Individually solves business problems and completes analysis. Performs advanced functions to provide performance information to LOB leaders.
Work with business to define reporting requirements and analysis needs to help drive performance or meet various operational needs.
Create reporting and interpret results and convey in a concise, straight-forward, and professional manner for all levels of operational staff from supervisors to senior level management.
Create presentations for all levels of management. Need to provide clear, concise, and easy to understand graphics that easily depict the information trying to relay.
Leads tasks/projects end to end to identify all potential problems and how to solve for them. Articulates issues and risks to management. Provides support to department to ensure timely completion.
Develop, test, implement, and maintain reporting (regular production and ad-hoc) that enables data driven business decisions.
Partner with MIS team and business owners to implement new data sources and ensure consistent definitions are used in reporting and analytics.
Develop partnerships with key operational site management to ensure effective analytical support for the operations organization
Identify data process improvements and leverage technology to automate and streamline existing processes
Evaluate as-is processes, identify gaps, risks and recommend solutions that clearly add value to customer experience, employee efficiency, costs and cost structure, controls and revenue
Participates in establishing performance measures, productivity goals and identifying opportunities for improvement
Knowledge and Experience
Bachelor’s degree (or equivalent experience) in Finance, Economics, Statistics, Math, Business Administration, Computer Science, or related discipline strongly preferred.
One to three years of prior experience in mortgage banking preferred.
3-5 years experience working management reporting and performance analysis techniques strongly preferred.
Exposure to and ability to learn basic database concepts and ad-hoc data query basics.
Detail oriented with strong organizational skills; ability to manage multiple tasks simultaneously and prioritize work efforts.
Able to communicate effectively to an audience including all levels of LOB leadership.
Develops partnerships with team members and peers.
Ability to operate in a collaborative and cooperative environment, and must possess the strong interpersonal skills necessary to work effectively with colleagues at various levels of the organization.
Ability to plan, organize, and guide a project from inception through multiple timeline milestones all the way to completion.
Proficiency within the Microsoft Office suite Ms Access, PowerPoint, Excel functions including pivot tables, charts, and embedded queries
Strong oral and written communication skills. Expresses thoughts and ideas clearly and concisely.
Independent logical problem solver; analytical ability to synthesize data and project outcomes.
Maintains the highest standards of honesty, fairness and ethics. Will be exposed to confidential information.
Keeps others informed of key business information, issues decisions and action.
Adapts well to increasing scope and complexity of work brought on by business growth.
Delivering Results – Strive to set and understand goals and work to reach short-term goals and support long-term strategy.
Communication - Share information, concepts and opinions with others that results in clear understanding and desired outcome.
Problem Solving -Identifies business issues which require an analytical solution, utilizes business knowledge to identify the root cause of business issues and to propose solutions.
Organization and Data Analytics - demonstrating the ability to understand financial concepts and analyze financial data; understanding business principles.
Technical Knowledge: Performs advanced technical tasks, using tools such as Excel and SQL.
Ability to Learn and Follow Procedures: Demonstrates the ability to learn and apply a series of steps, rules, or guidelines needed to perform a specific task, responsibility, or role.
Please note that J.P. Morgan will not accept unsolicited approaches or speculative CVs, nor will J.P. Morgan be responsible for any related fees, from Third Party Firms who are not preferred suppliers.
The firm invites all interested and qualified candidates to apply for employment opportunities.
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